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Sideblog:Credit Reports

May 27, 2008

Even though we are still quite a ways off for applying for a construction loan I know that there are things I will have to look at and clean up on our credit reports. We have average credit scores right now but I want to raise that to a good credit score.

4 hours after signing up for my three credit reports and FICO scores, I have this to say: Wading through all this red tape and trying to comprehend some of this stuff is massively hurting my head.

That may be due to the fist full of forks I’ve been jabbing in my eye.

Just so you know.

2 Comments »

  1. Charli says:

    Before I was a mom I worked in the mortgage industry. I have forgotten more than I remember, but if you need a hand, send me an e-mail and I will more than likely tell you “I dunno…” but you never know- I could suprise the both of us!

    Charlis last blog post..Ta-Da!

    May 27th, 2008 at 12:55 pm

  2. Doug says:

    Credit reports aren’t so bad. Let me know if you need any help. If you aren’t late on any payments, the best way to get your Fico up is to get your credit utilization down. And don’t apply for new cards too often.

    Easy to say, I know. I don’t practice either.

    Dougs last blog post..Things Cheap People Like #3

    May 27th, 2008 at 4:38 pm

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